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Owners of Endeavour Personal Finance
EPF or Endeavour Personal Finance is a wholly owned subsidiary of HFC Bank. It's purpose is to focus on secured personal loans for UK customers, that's where 24 Hour Loans comes in.
24 Hour Loans use EPF for it's excellent low cost redemption penalties, and for it's ability to offer 125% loan to value (LTV). This means that from the available equity in your home EPF can offer you that little bit more.
EPF have no actual online presence, and work through a sister company called Sterling Credit Limited. Because of this, the chances are you have not heard of them, even though they are big within the lending field.
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